You might have a few questions.

How do I know which program would be a better fit for me?

If you are looking to make a transformative change in the way you manage your money and find a clear path to reach your longer-term financial goals, then I would recommend Fresh Start Financial Flourish.

If you’re looking to focus on YNAB only (whether you’re new to it or looking to come back and do a fresh start), then Dig In! might be the better fit.

We can talk through the options on a Discovery Call.

I share finances with my partner. Can they join the program too?

Absolutely! I really enjoy working with couples.

I’m so late starting to save for my retirement! There’s no hope for me!

As a fellow "late bloomer," I understand how your feel! Rest assured – it's never too late to start saving for retirement. In Fresh Start Financial Flourish, we can develop a plan together to get you on track to reach your goals.

I’m overwhelmed. Where do I start?

I am good at reviewing the big picture and seeing things that you might not see. We will brainstorm clear ways that you can take action and you decide on what the first step is.

I’m not sure if I’m ready for this. Working with a coach seems like a lot of work.

I get it. With my step-by-step approach you will make progress without feeling completely overwhelmed.

How long will the Fresh Start Financial Flourish Program take?

The Fresh Start Financial Flourish program takes from four to eight months to complete. The length depends on where you are in your financial journey and how quickly we progress through the four phases.

What happens after I complete the program?

The support and accountability that comes with money coaching does not have to end. You will be invited to join my low-cost maintenance program. This program includes monthly office hours calls and semi-annual coaching calls.

Do I have to use YNAB for my budget?

YNAB is an optional tool in Fresh Start Financial Flourish. I think YNAB is the best zero-based budgeting tool in the land! But, as I have learned, the same tool will not work for everyone.

Are you going to make me stop buying my daily coffee?

I’m not going to make you do anything! What we will do is talk a lot about your values and your financial goals and you will decide on any spending changes you want to make. If that daily coffee is really important to you then you might decide keep it in the budget! No judgement from me.

How do I know if I’m ready for money coaching?

You are ready to invest in yourself, do the work, and are open to making some shifts (big and small) in the way you spend and manage your money. In return, you will learn skills and make changes that will benefit you for the rest of your life!

Are these reviews on your web site real?

These reviews from past clients are 100% real and in their own words. I’ve worked with clients throughout the world since 2022. If you’re interested in connecting with a past client directly, please let me know on our Discovery Call and I can put you in touch.